Auto Financing For Everyone No Matter What Your Credit Score


When you have credit issues or no credit and need help financing a vehicle, not all lenders have your financial interest at heart.

AutoPlus Financial specializes in making payments fit your budget so you can truly afford the vehicle. We keep your payment much lower than other lenders, leaving you enough money for gas, insurance and unexpected repairs.

For more advantages of AutoPlus Financial, click Benefits above. You will see we are far above other lenders when it comes to helping people finance a vehicle.


What is it?

AutoPlus Financial is a privately owned company that helps people finance vehicles when conventional means are not available.

AutoPlus Financial does not depend solely on our customers' credit score.

AutoPlus Financial makes their decisions based on the ability of the customer to pay, the risk factor of the customer and value of the vehicle the customer has selected.

How does it work?

You simply pick out a vehicle you would like and AutoPlus Financial, will assist you in making the vehicle affordable. Most of the time, payments are based on 12-20% of your gross income making the payment easy to afford.

AutoPlus Financial, partnered with Majek Lease, will then provide the funds to finance the vehicle.

Whether you choose our 27 or 36 month plan, the payments go toward the purchase of the vehicle. If you decide to keep the vehicle for a longer period of time, you simply continue to make payments until the vehicle is paid off. This is generally an additional 6 to 12 months. The additional payments are interest free provided you have paid your original 27 or 36 months as agreed.

What will it do for me?

AutoPlus Financial will allow you to trade up or down to match your current financial situation after you have made 18 consecutive payments on time.

AutoPlus Financial will allow you to return the vehicle with our job loss protection plan, as long as you return it in the condition you received it.

AutoPlus Financial will finance another vehicle for you once you are back on your feet!

AutoPlus Financial directly reports credit to assist you in establishing or re-establishing your credit.  Better credit allows you to use conventional financing in the future, and of course, we can help with that too.

AutoPlus Financial will always take your phone call. There are no automated attendants.You speak to a real person if you need help with anything. Just call us.


Online Privacy Policy

This privacy policy sets out how AutoPlus Financial uses and protects any information that you give AutoPlus Financial when you use this website. AutoPlus Financial is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. AutoPlus Financial may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 24th of March, 2013.

What we collect

We may collect the following information:

• name and job title
• contact information including email address
• demographic information such as postcode, preferences and interests
• other information relevant to customer surveys and/or offers

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

• Internal record keeping.
• We may use the information to improve our products and services.
• We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customize the website according to your interests.


We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

• whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
• if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to us.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen. You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please contact us. If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.


Corporate Office

AutoPlus Financial Inc.
1535 N. Leroy Street Suite B
Fenton, MI  48430
810 750 5577
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